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    ATM Fee Guide
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    ATM Fees in Vanuatu

    Vanuatu Vatu (VUV) • Updated April 2026

    Vanuatu has limited banking infrastructure. Cash essential outside Port Vila. Famous for volcano tours and diving. Relaxed island paradise.

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    Tips for Vanuatu

    • • Bring enough cash
    • • Limited ATMs outside Port Vila
    • • AUD and USD accepted at some places
    • • Volcano tours main attraction
    • • Very relaxed pace
    • • Credit card surcharges of 3-5% are common at hotels and tour operators
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    Airport tips

    • • ATM at Port Vila airport
    • • Bring AUD or USD backup
    • • Cash for local transport
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Vanuatu, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    8,000-17,500 VUV

    VUV/day

    🏨 Accommodation3,000-6,000 VUV
    🍜 Food & drinks1,500-3,000 VUV
    🚌 Transport1,500-3,500 VUV
    🎟️ Activities2,000-5,000 VUV

    ≈ $66.59-146 USD

    Mid-range

    Hotels, restaurants, mix of transport

    27,000-55,000 VUV

    VUV/day

    🏨 Accommodation10,000-20,000 VUV
    🍜 Food & drinks4,000-8,000 VUV
    🚌 Transport5,000-9,000 VUV
    🎟️ Activities8,000-18,000 VUV

    ≈ $225-458 USD

    Luxury

    Premium hotels, fine dining, private transport

    72,000-172,000 VUV

    VUV/day

    🏨 Accommodation30,000-80,000 VUV
    🍜 Food & drinks10,000-20,000 VUV
    🚌 Transport12,000-22,000 VUV
    🎟️ Activities20,000-50,000 VUV

    ≈ $599-1,432 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Vanuatu.

    Credit card acceptance

    Low

    Cash essential. Cards at some resorts.

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    You'll need cash for

    • • Most things outside resorts
    • • Local transport
    • • Markets
    • • Island hopping
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    Cards usually accepted

    • • High-end resorts
    • • Some restaurants in Port Vila

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    ANZ Vanuatu500 VUV~4.50 USD5
    BSP Vanuatu500 VUV~4.50 USD3

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    ANZ Vanuatu500 VUV~4.50 USD5
    BSP Vanuatu500 VUV~4.50 USD3

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