ATM Fees in American Samoa
United States Dollar (USD) • Updated April 2026
American Samoa uses the US Dollar. Banking infrastructure is limited on the main island of Tutuila and nonexistent on outer islands. Cash is king for small businesses and transport.
Tips for American Samoa
- • USD is the official currency
- • ATMs available on Tutuila only
- • Bring cash for outer islands
- • Major US banks have exited
- • TBAS is the only retail bank
- • Sunday is strictly observed (almost everything is closed)
Airport tips
- • Pago Pago airport ATM is inconsistent/often empty
- • Highly recommended to arrive with cash
- • Taxis require cash
- • No exchange services (USD used)
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in American Samoa, per person.
Backpacker
Hostels, street food, public transport
USD/day
≈ $95.00-185 USD
Mid-range
Hotels, restaurants, mix of transport
USD/day
≈ $260-500 USD
Luxury
Premium hotels, fine dining, private transport
USD/day
≈ $550-1,050 USD
Cash vs card acceptance
Where you'll need cash and where cards work in American Samoa.
Credit card acceptance
ModerateCards accepted at hotels and major stores on Tutuila. Cash essential for buses, markets, and outer islands.
You'll need cash for
- • Buses (aiga)
- • Markets
- • Small shops
- • Manu'a Islands
- • Taxis
Cards usually accepted
- • Hotels
- • Supermarkets (e.g., Cost-U-Less)
- • Car rentals
- • Major restaurants
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Territorial Bank of American Samoa (TBAS) | ~5.00 USD | 0% | N/A (USD) | ~5.00 USD | 2 | Sole provider. Gov-run bank. |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Territorial Bank of American Samoa (TBAS) | ~5.00 USD | 0% | N/A (USD) | ~5.00 USD | 2 | Locations in Utulei, Tafuna, and select shopping centers. |