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    ATM Fee Guide
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    ATM Fees in Uzbekistan

    Uzbekistani Som (UZS) • Updated April 2026

    Uzbekistan is heart of Silk Road. Stunning Islamic architecture. Growing card acceptance. High-speed train connects main cities. Very affordable and hospitable.

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    Tips for Uzbekistan

    • • Carry USD in new bills
    • • Book trains in advance
    • • Dress modestly at religious sites
    • • Bargain at bazaars
    • • Try plov (national dish)
    ✈️

    Airport tips

    • • ATMs at Tashkent airport
    • • Exchange USD at banks
    • • Taxis need negotiation
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Uzbekistan, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    320,000-780,000 UZS

    UZS/day

    🏨 Accommodation150,000-350,000 UZS
    🍜 Food & drinks80,000-180,000 UZS
    🚌 Transport40,000-100,000 UZS
    🎟️ Activities50,000-150,000 UZS

    ≈ $26.25-63.98 USD

    Mid-range

    Hotels, restaurants, mix of transport

    970,000-2,300,000 UZS

    UZS/day

    🏨 Accommodation500,000-1,200,000 UZS
    🍜 Food & drinks200,000-400,000 UZS
    🚌 Transport120,000-300,000 UZS
    🎟️ Activities150,000-400,000 UZS

    ≈ $79.56-189 USD

    Luxury

    Premium hotels, fine dining, private transport

    3,050,000-6,800,000 UZS

    UZS/day

    🏨 Accommodation1,800,000-4,000,000 UZS
    🍜 Food & drinks500,000-1,000,000 UZS
    🚌 Transport350,000-800,000 UZS
    🎟️ Activities400,000-1,000,000 UZS

    ≈ $250-558 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Uzbekistan.

    Credit card acceptance

    Growing

    Improving rapidly. Cash still useful.

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    You'll need cash for

    • • Bazaars
    • • Small restaurants
    • • Local transport
    • • Tips
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    Cards usually accepted

    • • Hotels
    • • Tourist restaurants
    • • Some shops

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    National Bank of Uzbekistan10,000 UZS~0.80 USD200
    Kapitalbank10,000 UZS~0.80 USD100

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    National Bank of Uzbekistan10,000 UZS~0.80 USD200
    Kapitalbank10,000 UZS~0.80 USD100

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