ATM Fees in Algeria
Algerian Dinar (DZD) • Updated April 2026
Algeria has a cash-dominant economy with very limited international card acceptance. ATMs exist in cities but often don't accept foreign cards. Bringing Euros or USD to exchange locally is recommended. Note: The street exchange rate for EUR/USD is significantly higher (often 50%+) than the official bank rate. Using ATMs charges the official rate, making the trip much more expensive than exchanging cash.
Tips for Algeria
- • Bring Euros or USD cash to exchange at banks or licensed bureaux
- • Most ATMs do not accept foreign Visa/Mastercard
- • CIB and AGB banks have better foreign card acceptance
- • Parallel market rate is 50%+ higher than official - ATMs use official rate
- • Credit cards rarely accepted outside major hotels
- • Black market exchange is illegal - use licensed exchange bureaux for better rates
Airport tips
- • Algiers Airport has limited ATM options for foreign cards
- • Airport currency exchange available but rates are fixed by government
- • All airport taxis require cash payment in Dinars
- • Arrange hotel transfer in advance if possible
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Algeria, per person.
Backpacker
Hostels, street food, public transport
DZD/day
≈ $41.50-86.76 USD
Mid-range
Hotels, restaurants, mix of transport
DZD/day
≈ $136-272 USD
Luxury
Premium hotels, fine dining, private transport
DZD/day
≈ $385-754 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Algeria.
Credit card acceptance
Very LowAlgeria is almost entirely cash-based. International card acceptance is extremely limited, even in major cities. Always carry sufficient cash for your entire trip.
Regional differences
- • Algiers: Some upscale hotels accept cards, otherwise cash
- • Oran: Limited card acceptance in major hotels only
- • Sahara region: Cash only
You'll need cash for
- • Most hotels and all guesthouses
- • All restaurants and cafes
- • Transport (taxis, buses)
- • Markets and shops
- • Tourist sites
Cards usually accepted
- • A few 5-star international hotels
- • Rare upscale restaurants in Algiers
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| CIB (Credit Industriel et Commercial) | 500 DZD | 2% | +1-2% | ~5.00 USD | 60 | Uses official rate - 50%+ worse than parallel market |
| AGB (Algeria Gulf Bank) | 500 DZD | 2% | +1-2% | ~5.00 USD | 45 | Uses official rate - 50%+ worse than parallel market |
| BNA (Banque Nationale d'Algérie) | N/A | N/A | N/A | Foreign cards often rejected | 200 | — |
| BDL (Banque de Développement Local) | N/A | N/A | N/A | Foreign cards often rejected | 150 | — |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BNA (Banque Nationale d'Algérie) | N/A | N/A | N/A | Foreign cards often rejected | 200 | — |
| BDL (Banque de Développement Local) | N/A | N/A | N/A | Foreign cards often rejected | 150 | — |
| CIB (Credit Industriel et Commercial) | 500 DZD | 2% | +1-2% | ~5.00 USD | 60 | Uses official rate - 50%+ worse than parallel market |
| AGB (Algeria Gulf Bank) | 500 DZD | 2% | +1-2% | ~5.00 USD | 45 | Uses official rate - 50%+ worse than parallel market |