ATM Fees in Georgia
Georgian Lari (GEL) • Updated April 2026
Georgia has good card acceptance in cities, especially Tbilisi. ATMs are widespread and reliable. Cash still needed in rural areas and local markets. Great value destination.
Tips for Georgia
- • Cards widely accepted in Tbilisi and tourist areas
- • ATMs reliable and widespread
- • Cash needed for marshrutkas (minibuses) and markets
- • Tipping 10% is appreciated but not mandatory
- • Wine culture - many family cellars accept cash only
Airport tips
- • Tbilisi International Airport has ATMs
- • Good exchange rates at airport ATMs
- • Grab taxi app works, accepts cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Georgia, per person.
Backpacker
Hostels, street food, public transport
GEL/day
≈ $31.62-68.83 USD
Mid-range
Hotels, restaurants, mix of transport
GEL/day
≈ $94.87-190 USD
Luxury
Premium hotels, fine dining, private transport
GEL/day
≈ $253-502 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Georgia.
Credit card acceptance
Good in CitiesCards accepted in cities and tourist areas. Cash needed for rural areas and local transport.
You'll need cash for
- • Marshrutkas
- • Markets
- • Rural areas
- • Street food
- • Small cafés
Cards usually accepted
- • Hotels
- • Restaurants in cities
- • Supermarkets
- • Wine bars
- • Tourist services
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| TBC Bank | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 200 | Largest bank, excellent coverage |
| Bank of Georgia | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 180 | Second largest bank |
| Liberty Bank | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 150 | Good coverage |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| TBC Bank | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 200 | Best coverage |
| Bank of Georgia | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 180 | Nationwide |
| Liberty Bank | 3-5 GEL | 0% | Visa/MC rate | ~1.00 USD | 150 | Good availability |