ATM Fees in South Korea
South Korean Won (KRW) • Updated April 2026
South Korea has excellent card acceptance. Cards work almost everywhere including street food vendors. ATMs are widespread. One of the easiest countries for cashless travel.
Tips for South Korea
- • Cards accepted almost everywhere
- • Consider getting a WOWPASS or NAMANE card - prepaid cards for tourists that double as transport cards and can be topped up with foreign currency
- • Global ATMs clearly marked - use those
- • Some traditional markets prefer cash
- • Contactless widely available
- • Google Maps does NOT provide walking or driving navigation in Korea - download Naver Map or KakaoMap
Airport tips
- • Incheon airport has many ATMs
- • Get a WOWPASS or T-money card for transport
- • Airport exchange rates are fair
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in South Korea, per person.
Backpacker
Hostels, street food, public transport
KRW/day
≈ $39.24-81.18 USD
Mid-range
Hotels, restaurants, mix of transport
KRW/day
≈ $115-216 USD
Luxury
Premium hotels, fine dining, private transport
KRW/day
≈ $325-643 USD
Cash vs card acceptance
Where you'll need cash and where cards work in South Korea.
Credit card acceptance
Very HighExcellent card acceptance. Even street vendors often take cards.
You'll need cash for
- • Some traditional markets
- • Rare small vendors
- • Temple stays (some)
Cards usually accepted
- • Everywhere
- • Convenience stores
- • Street food
- • Transport
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Global ATM (marked) | 3,600 KRW | 0% | Visa/MC rate | ~3.00 USD | 5,000 | Look for 'Global' sign - standard fee for foreign cards |
| KB Kookmin | 3,500-4,000 KRW | 0% | Visa/MC rate | ~3.00 USD | 1,200 | Major bank |
| Shinhan Bank | 3,500-4,000 KRW | 0% | Visa/MC rate | ~3.00 USD | 1,000 | Good network |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Global ATM (marked) | 3,600 KRW | 0% | Visa/MC rate | ~3.00 USD | 5,000 | Most convenient |
| KB Kookmin | 3,500-4,000 KRW | 0% | Visa/MC rate | ~3.00 USD | 1,200 | Nationwide |
| Shinhan Bank | 3,500-4,000 KRW | 0% | Visa/MC rate | ~3.00 USD | 1,000 | Major cities |