ATM Fees in Macau
Macanese Pataca (MOP) • Updated April 2026
Macau uses MOP but HKD is accepted 1:1. Casinos often operate in HKD. Excellent card acceptance in hotels/casinos. Cash (HKD/MOP) for local food.
Tips for Macau
- • HKD accepted everywhere (1:1)
- • MOP not accepted in HK
- • Casinos prefer HKD
- • Cards accepted in hotels
- • Alipay/WeChat Pay common
Airport tips
- • Airport has ATMs
- • HKD widely used
- • Shuttles often free
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Macau, per person.
Backpacker
Hostels, street food, public transport
MOP/day
≈ $71.90-156 USD
Mid-range
Hotels, restaurants, mix of transport
MOP/day
≈ $198-409 USD
Luxury
Premium hotels, fine dining, private transport
MOP/day
≈ $496-1,240 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Macau.
Credit card acceptance
HighCasinos/Hotels excellent. Cash for street food.
You'll need cash for
- • Street food
- • Taxis
- • Small shops
- • Buses
Cards usually accepted
- • Casinos
- • Hotels
- • Malls
- • Fine dining
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of China | 0-20 MOP | 0% | Visa/MC rate | 0 USD | 30 | Dispenses MOP/HKD |
| BNU | 0-20 MOP | 0% | Visa/MC rate | 0 USD | 20 | Major bank |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of China | 0-20 MOP | 0% | Visa/MC rate | 0 USD | 30 | Dispenses MOP/HKD |
| BNU | 0-20 MOP | 0% | Visa/MC rate | 0 USD | 20 | Major bank |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Macau:
View all ATM alliances →