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    ATM Fee Guide
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    ATM Fees in French Polynesia

    CFP Franc (XPF) • Updated April 2026

    Tahiti and Bora Bora have excellent card acceptance. Remote islands need cash. XPF pegged to Euro. Very expensive destination.

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    Tips for French Polynesia

    • • XPF pegged to Euro (1 EUR = 119.33 XPF)
    • • Cards accepted at resorts
    • • Bring cash for outer islands
    • • ATMs at Tahiti Faa'a airport
    • • Expensive destination
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    Airport tips

    • • Faa'a airport has ATMs
    • • Currency exchange available
    • • Taxis require cash
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in French Polynesia, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    15,000-33,000 XPF

    XPF/day

    🏨 Accommodation5,000-10,000 XPF
    🍜 Food & drinks3,000-6,000 XPF
    🚌 Transport2,000-5,000 XPF
    🎟️ Activities5,000-12,000 XPF

    ≈ $147-323 USD

    Mid-range

    Hotels, restaurants, mix of transport

    45,000-95,000 XPF

    XPF/day

    🏨 Accommodation20,000-40,000 XPF
    🍜 Food & drinks8,000-15,000 XPF
    🚌 Transport5,000-15,000 XPF
    🎟️ Activities12,000-25,000 XPF

    ≈ $440-929 USD

    Luxury

    Premium hotels, fine dining, private transport

    145,000-360,000 XPF

    XPF/day

    🏨 Accommodation80,000-200,000 XPF
    🍜 Food & drinks20,000-40,000 XPF
    🚌 Transport15,000-40,000 XPF
    🎟️ Activities30,000-80,000 XPF

    ≈ $1,418-3,521 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in French Polynesia.

    Credit card acceptance

    High

    Excellent at resorts. Cash for food trucks (roulottes) and markets.

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    You'll need cash for

    • • Roulottes (food trucks)
    • • Markets
    • • Small islands
    • • Taxis
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    Cards usually accepted

    • • Resorts
    • • Hotels
    • • Pearl shops
    • • Supermarkets

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Banque de Polynésie500-800 XPF~5.00 USD15
    Banque de Tahiti600-900 XPF~6.00 USD12

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Banque de Polynésie500-800 XPF~5.00 USD15
    Banque de Tahiti600-900 XPF~6.00 USD12

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