ATM Fees in Ukraine
Ukrainian Hryvnia (UAH) • Updated April 2026
Ukraine is currently in conflict. Check travel advisories carefully. Pre-war, cards were widely accepted in cities. Rich cultural heritage when safe to visit.
Tips for Ukraine
- • Currently in conflict - CHECK ADVISORIES
- • Register with embassy if visiting
- • Download offline maps
- • Carry cash backup
- • Cyrillic alphabet used
Airport tips
- • Check current airport status
- • Situation changing rapidly
- • Monitor official sources
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Ukraine, per person.
Backpacker
Hostels, street food, public transport
UAH/day
≈ $19.09-40.25 USD
Mid-range
Hotels, restaurants, mix of transport
UAH/day
≈ $54.05-113 USD
Luxury
Premium hotels, fine dining, private transport
UAH/day
≈ $145-334 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Ukraine.
Credit card acceptance
Variable - conflict affectedCheck current situation. Cards worked well pre-war.
You'll need cash for
- • Backup essential
- • Local transport
- • Markets
Cards usually accepted
- • Hotels
- • Restaurants in cities
- • Shops - situation dependent
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| PrivatBank | Variable | Variable | Variable | Variable | 3,000 | Largest bank - check current status |
| Oschadbank | Variable | Variable | Variable | Variable | 2,000 | State bank - check status |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| PrivatBank | Variable | Variable | Variable | Variable | 3,000 | Check current status |
| Oschadbank | Variable | Variable | Variable | Variable | 2,000 | Situation dependent |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Ukraine:
View all ATM alliances →