ATM Fees in Czechia
Czech Koruna (CZK) • Updated April 2026
Czech Republic uses the Koruna. Cards are widely accepted in cities, especially Prague. Be cautious of dynamic currency conversion - always pay in CZK. Some tourist areas accept Euros at poor rates. Prague has become expensive.
Tips for Czechia
- • Always pay in Czech Koruna, not Euros
- • Decline 'pay in your currency' options at ATMs/shops
- • Cards widely accepted in Prague and major cities
- • Avoid exchange offices on tourist streets - poor rates
- • Tipping 10% is customary at restaurants
- • Beer is often cheaper than water in restaurants, but water is usually free from public fountains
Airport tips
- • Prague Airport has multiple ATMs - avoid exchange booths
- • ATMs give better rates than exchange offices
- • Some airport ATMs try dynamic conversion - decline it
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Czechia, per person.
Backpacker
Hostels, street food, public transport
CZK/day
≈ $65.94-109 USD
Mid-range
Hotels, restaurants, mix of transport
CZK/day
≈ $172-325 USD
Luxury
Premium hotels, fine dining, private transport
CZK/day
≈ $411-788 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Czechia.
Credit card acceptance
Very GoodCards widely accepted. Some small shops and pubs prefer cash.
You'll need cash for
- • Traditional pubs
- • Small shops
- • Markets
- • Tips
- • Some trams (though cards increasingly accepted)
Cards usually accepted
- • Hotels
- • Restaurants
- • Shops
- • Supermarkets
- • Public transport (mostly)
- • Tourist attractions
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Česká spořitelna | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 500 | Largest Czech bank |
| ČSOB | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 250 | Major bank |
| Komerční banka | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 350 | Part of Société Générale |
| Euronet ATMs | 250+ CZK | Variable | Very poor | ~12.00 USD | 300 | ⚠️ AVOID - very high fees and terrible exchange rates |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Česká spořitelna | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 500 | Best coverage |
| Komerční banka | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 350 | Nationwide |
| Euronet ATMs | 250+ CZK | Variable | Very poor | ~12.00 USD | 300 | ⚠️ AVOID |
| ČSOB | 150-200 CZK | 0% | Visa/MC rate | ~6.00 USD | 250 | Major cities |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Czechia:
View all ATM alliances →