ATM Fees in Turks and Caicos Islands
United States Dollar (USD) • Updated April 2026
TCI uses USD. Excellent card acceptance in Providenciales. Cash needed for outer islands. High-end luxury destination.
Tips for Turks and Caicos Islands
- • USD is official currency
- • Cards widely accepted in Provo
- • Grand Turk has ATMs
- • Tipping 15% standard
- • Very expensive
Airport tips
- • PLS airport has ATMs
- • Taxis require cash (expensive)
- • Transfers often pre-arranged
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Turks and Caicos Islands, per person.
Backpacker
Hostels, street food, public transport
USD/day
≈ $280-560 USD
Mid-range
Hotels, restaurants, mix of transport
USD/day
≈ $760-1,520 USD
Luxury
Premium hotels, fine dining, private transport
USD/day
≈ $1,850-5,200 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Turks and Caicos Islands.
Credit card acceptance
HighExcellent in Provo. Cash for taxis and local spots.
You'll need cash for
- • Taxis
- • Fish fry (some vendors)
- • Small shops
Cards usually accepted
- • Resorts
- • Restaurants
- • Supermarkets
- • Dive shops
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Scotiabank | 5-8 USD | 0% | N/A (USD) | ~5.00 USD | 4 | Reliable |
| RBC | 5-8 USD | 0% | N/A (USD) | ~5.00 USD | 3 | Good network |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Scotiabank | 5-8 USD | 0% | N/A (USD) | ~5.00 USD | 4 | Reliable |
| RBC | 5-8 USD | 0% | N/A (USD) | ~5.00 USD | 3 | Good network |