ATM Fees in Anguilla
East Caribbean Dollar (XCD) • Updated April 2026
Anguilla accepts USD widely, often preferred over XCD. High-end destination with good card acceptance in resorts. ATMs available but may run out of cash.
Tips for Anguilla
- • USD accepted everywhere (often 1:2.7 XCD)
- • Cards work at all resorts
- • Bring small USD bills for tips
- • Expensive destination
- • Service charge often included
Airport tips
- • ATMs available at airport
- • Taxis prefer cash (USD)
- • VIP transfer services take cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Anguilla, per person.
Backpacker
Hostels, street food, public transport
XCD/day
≈ $240-450 USD
Mid-range
Hotels, restaurants, mix of transport
XCD/day
≈ $600-1,150 USD
Luxury
Premium hotels, fine dining, private transport
XCD/day
≈ $1,450-4,100 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Anguilla.
Credit card acceptance
HighExcellent at resorts and fine dining. Cash for beach shacks and taxis.
You'll need cash for
- • Beach bars (some)
- • Taxis
- • Tips
- • Ferries
Cards usually accepted
- • Hotels
- • Resorts
- • Fine dining
- • Supermarkets
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| NCB Anguilla | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 2 | Reliable |
| Republic Bank | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 2 | Good coverage |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| NCB Anguilla | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 2 | Reliable |
| Republic Bank | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 2 | Good coverage |