ATM Fees in Türkiye
Turkish Lira (TRY) • Updated April 2026
Inflation is extremely high. Prices change monthly. Museum entry fees for foreigners have skyrocketed. Cards work in cities but Lira volatility means exchange only as needed. Cappadocia and Istanbul are highlights. Bargaining expected at bazaars.
Tips for Türkiye
- • Lira volatile - exchange as needed
- • Cards work in cities
- • Bargain at bazaars
- • Get Istanbulkart for transport
- • Decline DCC offers
- • Expect significant price changes due to ongoing inflation
Airport tips
- • ATMs at all airports
- • Istanbulkart at airport
- • Avoid poor exchange rates
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Türkiye, per person.
Backpacker
Hostels, street food, public transport
TRY/day
≈ $31.43-63.98 USD
Mid-range
Hotels, restaurants, mix of transport
TRY/day
≈ $98.78-204 USD
Luxury
Premium hotels, fine dining, private transport
TRY/day
≈ $319-932 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Türkiye.
Credit card acceptance
GoodCards in cities. Cash for bazaars.
You'll need cash for
- • Bazaars
- • Small shops
- • Local transport
- • Tips
Cards usually accepted
- • Hotels
- • Restaurants
- • Shops
- • Supermarkets
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Ziraat Bankası | Variable | 5-8% | Variable | 5-8% total | 1,800 | Many branches now charge fees to foreign cards |
| İş Bankası | Variable | 5-8% | Variable | 5-8% total | 1,200 | Expect 5-8% fees at most ATMs |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Ziraat Bankası | Variable | 5-8% | Variable | 5-8% total | 1,800 | Best coverage, but fees now common |
| İş Bankası | Variable | 5-8% | Variable | 5-8% total | 1,200 | Good network |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Türkiye:
View all ATM alliances →