ATM Fees in Trinidad & Tobago
Trinidad & Tobago Dollar (TTD) • Updated April 2026
Trinidad & Tobago has good card acceptance. Famous for Carnival. Trinidad is more industrial, Tobago is resort-focused. Birthplace of steelpan and calypso.
Tips for Trinidad & Tobago
- • Good card acceptance
- • Carnival accommodation books early
- • Tobago more touristy
- • Trinidad for culture
- • Watch for safety in Port of Spain
Airport tips
- • ATMs at both airports
- • Cards widely accepted
- • Taxis prefer cash
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Trinidad & Tobago, per person.
Backpacker
Hostels, street food, public transport
TTD/day
≈ $63.46-128 USD
Mid-range
Hotels, restaurants, mix of transport
TTD/day
≈ $162-332 USD
Luxury
Premium hotels, fine dining, private transport
TTD/day
≈ $421-871 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Trinidad & Tobago.
Credit card acceptance
GoodCards widely accepted. USD also works.
You'll need cash for
- • Local transport
- • Small vendors
- • Tips
Cards usually accepted
- • Hotels
- • Restaurants
- • Shops
- • Supermarkets
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Republic Bank | 20 TTD | 0% | Visa/MC rate | ~3.00 USD | 50 | Largest bank |
| Scotiabank | 20 TTD | 0% | Visa/MC rate | ~3.00 USD | 30 | Good network |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Republic Bank | 20 TTD | 0% | Visa/MC rate | ~3.00 USD | 50 | Best coverage |
| Scotiabank | 20 TTD | 0% | Visa/MC rate | ~3.00 USD | 30 | Reliable |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Trinidad & Tobago:
View all ATM alliances →