ATM Fees in St Vincent & the Grenadines
East Caribbean Dollar (XCD) • Updated April 2026
St Vincent & the Grenadines has moderate card acceptance in tourist areas. USD accepted at most places. Cash essential on smaller islands. ATMs mainly on St Vincent.
Tips for St Vincent & the Grenadines
- • USD widely accepted
- • Cash essential on Grenadines islands
- • Cards at hotels on main island
- • Bring cash for island hopping
- • ATMs mainly in Kingstown
- • US coins are not accepted; vendors only accept US paper notes. Change will be given in XCD
Airport tips
- • Argyle airport has ATMs
- • USD accepted
- • Get cash before visiting Grenadines
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in St Vincent & the Grenadines, per person.
Backpacker
Hostels, street food, public transport
XCD/day
≈ $122-305 USD
Mid-range
Hotels, restaurants, mix of transport
XCD/day
≈ $323-714 USD
Luxury
Premium hotels, fine dining, private transport
XCD/day
≈ $825-1,908 USD
Cash vs card acceptance
Where you'll need cash and where cards work in St Vincent & the Grenadines.
Credit card acceptance
ModerateCards on main island. Cash essential for Grenadines.
You'll need cash for
- • Grenadines islands
- • Local restaurants
- • Ferries
- • Markets
Cards usually accepted
- • Hotels on St Vincent
- • Resorts
- • Some restaurants
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of St Vincent | 8-15 XCD | 0% | Visa/MC rate | ~3.00 USD | 6 | Main bank |
| First Caribbean | 10-18 XCD | 0% | Visa/MC rate | ~4.00 USD | 3 | Kingstown |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of St Vincent | 8-15 XCD | 0% | Visa/MC rate | ~3.00 USD | 6 | Best option |
| First Caribbean | 10-18 XCD | 0% | Visa/MC rate | ~4.00 USD | 3 | Kingstown |