ATM Fees in Serbia
Serbian Dinar (RSD) • Updated April 2026
Serbia has good card acceptance in Belgrade and major cities. Cash useful for smaller establishments. ATMs widespread. Very affordable destination.
Tips for Serbia
- • Cards accepted in Belgrade
- • Cash for smaller towns
- • Banca Intesa and Komercijalna have ATMs
- • Very affordable
- • EUR sometimes accepted in tourist areas
- • Tipping is almost exclusively cash (leave 10% on the table)
Airport tips
- • Belgrade airport has ATMs
- • Get cash for taxi
- • Cards work at airport
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Serbia, per person.
Backpacker
Hostels, street food, public transport
RSD/day
≈ $30.83-80.55 USD
Mid-range
Hotels, restaurants, mix of transport
RSD/day
≈ $92.49-199 USD
Luxury
Premium hotels, fine dining, private transport
RSD/day
≈ $264-607 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Serbia.
Credit card acceptance
Moderate to HighGood in Belgrade. Cash useful elsewhere. DinaCard is the local system, but international cards work everywhere.
You'll need cash for
- • Small cafes
- • Markets
- • Taxis
- • Rural areas
- • Tips (leave 10% cash on the table)
Cards usually accepted
- • Hotels
- • Restaurants in cities
- • Supermarkets
- • Malls
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banca Intesa | 0-200 RSD | 0% | Visa/MC rate | 0 USD | 180 | Good coverage |
| Komercijalna Banka | 0-200 RSD | 0% | Visa/MC rate | 0 USD | 150 | Available |
| UniCredit | 0-250 RSD | 0% | Visa/MC rate | 0 USD | 80 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banca Intesa | 0-200 RSD | 0% | Visa/MC rate | 0 USD | 180 | Best coverage |
| Komercijalna Banka | 0-200 RSD | 0% | Visa/MC rate | 0 USD | 150 | Good network |
| UniCredit | 0-250 RSD | 0% | Visa/MC rate | 0 USD | 80 | Available |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Serbia:
View all ATM alliances →