ATM Fees in Portugal
Euro (EUR) • Updated April 2026
Portugal has excellent card acceptance. Multibanco ATM network is excellent and fee-free for most cards. Contactless widely accepted. Very easy for cashless travel.
Tips for Portugal
- • Cards accepted almost everywhere
- • Bank-branded Multibanco ATMs are usually fee-free, but standalone 'Euronet' or 'SIBS' ATMs in tourist centers often charge fees to foreign cards
- • Contactless widely available
- • Cash for some small cafes
- • Very tourist-friendly
- • City tourist taxes have increased in Lisbon, Porto, and Algarve (often €2-€4 per night/person)
Airport tips
- • Lisbon and Porto airports have Multibanco ATMs
- • Cards work everywhere
- • No need for exchange
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Portugal, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $58.35-140 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $204-373 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $443-875 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Portugal.
Credit card acceptance
Very HighExcellent card acceptance. Multibanco ATM network is superb.
You'll need cash for
- • Some small cafes
- • Market stalls
- • Tips
Cards usually accepted
- • Everywhere
- • Restaurants
- • Shops
- • Transport
- • Museums
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Multibanco (any) | 0 EUR | 0% | Visa/MC rate | 0 USD | 12,000 | No fee - excellent network |
| CGD | 0 EUR | 0% | Visa/MC rate | 0 USD | 600 | No fee |
| Millennium BCP | 0 EUR | 0% | Visa/MC rate | 0 USD | 500 | No fee |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Multibanco (any) | 0 EUR | 0% | Visa/MC rate | 0 USD | 12,000 | Everywhere - best option |
| CGD | 0 EUR | 0% | Visa/MC rate | 0 USD | 600 | Good network |
| Millennium BCP | 0 EUR | 0% | Visa/MC rate | 0 USD | 500 | Available |