ATM Fees in Paraguay
Paraguayan Guaraní (PYG) • Updated April 2026
Paraguay is largely cash-based outside Asunción. Card acceptance is growing in the capital. ATMs available in cities. Very affordable destination.
Tips for Paraguay
- • Cash essential outside Asunción
- • Cards work in capital city centers
- • Large denomination notes - millions of guaraníes
- • Banco Continental has good ATM network
- • USD can be exchanged easily
Airport tips
- • Asunción airport has ATMs
- • Get cash for taxi
- • USD exchange available
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Paraguay, per person.
Backpacker
Hostels, street food, public transport
PYG/day
≈ $27.90-74.39 USD
Mid-range
Hotels, restaurants, mix of transport
PYG/day
≈ $101-214 USD
Luxury
Premium hotels, fine dining, private transport
PYG/day
≈ $271-597 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Paraguay.
Credit card acceptance
Low to ModerateGrowing in Asunción. Cash essential elsewhere. QR code payments (using local apps) are overtaking cash, but tourists usually need cash.
You'll need cash for
- • Most restaurants
- • Markets
- • Transport
- • Outside Asunción
- • Small shops
Cards usually accepted
- • Hotels in Asunción
- • Shopping malls
- • Larger restaurants
- • Supermarkets
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banco Continental | 20,000-40,000 PYG | 0% | Visa/MC rate | ~3.00 USD | 60 | Good coverage |
| Banco Itaú | 25,000-45,000 PYG | 0% | Visa/MC rate | ~4.00 USD | 50 | Available |
| Banco Regional | 25,000-45,000 PYG | 0% | Visa/MC rate | ~4.00 USD | 40 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banco Continental | 20,000-40,000 PYG | 0% | Visa/MC rate | ~3.00 USD | 60 | Best coverage |
| Banco Itaú | 25,000-45,000 PYG | 0% | Visa/MC rate | ~4.00 USD | 50 | Good network |
| Banco Regional | 25,000-45,000 PYG | 0% | Visa/MC rate | ~4.00 USD | 40 | Available |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Paraguay:
View all ATM alliances →