ATM Fees in Brazil
Brazilian Real (BRL) • Updated April 2026
Brazil has good ATM coverage in cities but ATM fees for foreign cards are among the highest in South America. Banco24Horas ATMs now typically charge ~24 BRL per transaction - 'free' withdrawals are rare unless your home bank reimburses fees.
Tips for Brazil
- • Banco24Horas (red ATMs) are most reliable for foreign cards but charge ~24 BRL
- • Major bank ATMs (Bradesco/Itaú) charge ~20-30 BRL if they accept foreign cards
- • PIX is ubiquitous for locals but requires Brazilian bank account
- • Withdraw larger amounts to minimize fee impact
Airport tips
- • GRU (São Paulo) and GIG (Rio) have Banco24Horas ATMs
- • Avoid currency exchange at airports
- • Uber widely available and accepts cards
- • Metro in São Paulo accepts cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Brazil, per person.
Backpacker
Hostels, street food, public transport
BRL/day
≈ $29.11-58.22 USD
Mid-range
Hotels, restaurants, mix of transport
BRL/day
≈ $103-198 USD
Luxury
Premium hotels, fine dining, private transport
BRL/day
≈ $311-699 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Brazil.
Credit card acceptance
GoodBrazil has good card acceptance in cities. PIX (instant payment) dominates for locals but tourists typically use cards or cash. Some places have card minimums.
Regional differences
- • São Paulo, Rio: Very good card acceptance
- • Northeast beaches: Good in tourist areas
- • Amazon and interior: Cash preferred
You'll need cash for
- • Street vendors and markets
- • Smaller restaurants
- • Beach vendors
- • Some taxis
- • Tips
Cards usually accepted
- • Hotels and restaurants
- • Supermarkets
- • Malls
- • Uber and 99
- • Major attractions
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banco24Horas | ~24 BRL | 0% | Visa/MC rate | ~4.50 USD | 24,000 | Most reliable for foreign cards - rarely free anymore |
| Bradesco | ~20-30 BRL (if accepted) | 0% | Visa/MC rate | ~4.00 USD | 8,000 | May reject foreign cards |
| Itaú | ~20-30 BRL (if accepted) | 0% | Visa/MC rate | ~4.00 USD | 5,000 | May reject foreign cards |
| Banco do Brasil | 20-35 BRL | 0% | Visa/MC rate | ~4.00 USD | 4,000 | — |
| Santander Brazil | 20-30 BRL | 0% | Visa/MC rate | ~4.00 USD | 3,500 | — |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Banco24Horas | ~24 BRL | 0% | Visa/MC rate | ~4.50 USD | 24,000 | Most reliable for foreign cards - rarely free anymore |
| Bradesco | ~20-30 BRL (if accepted) | 0% | Visa/MC rate | ~4.00 USD | 8,000 | — |
| Itaú | ~20-30 BRL (if accepted) | 0% | Visa/MC rate | ~4.00 USD | 5,000 | — |
| Banco do Brasil | 20-35 BRL | 0% | Visa/MC rate | ~4.00 USD | 4,000 | — |
| Santander Brazil | 20-30 BRL | 0% | Visa/MC rate | ~4.00 USD | 3,500 | — |