ATM Fees in Morocco
Moroccan Dirham (MAD) • Updated April 2026
Morocco has growing card acceptance in cities and tourist areas. Cash is still essential for souks, riads, and local experiences. ATMs widely available. Bargaining is expected.
Tips for Morocco
- • Cash essential for souks and bargaining
- • Cards accepted at hotels and tourist restaurants
- • Attijariwafa Bank and BMCE have most ATMs
- • Always negotiate prices in markets
- • Keep small notes for tips
Airport tips
- • Major airports have ATMs
- • Get cash for taxi if not pre-arranged
- • Avoid airport exchange - poor rates
Closed Currency Warning: Restricted (Closed Currency)
Strictness: Moderate
While you are technically allowed to take up to 2,000 MAD out, the Dirham is a 'closed currency' and cannot be exchanged or used outside Morocco. Most travelers are advised to treat the limit as zero because the cash is difficult to exchange once you leave the country.
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Morocco, per person.
Backpacker
Hostels, street food, public transport
MAD/day
≈ $38.41-99.23 USD
Mid-range
Hotels, restaurants, mix of transport
MAD/day
≈ $123-261 USD
Luxury
Premium hotels, fine dining, private transport
MAD/day
≈ $363-854 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Morocco.
Credit card acceptance
ModerateGrowing in cities. Cash essential for souks and local experiences.
You'll need cash for
- • Souks
- • Riads (some)
- • Taxis
- • Street food
- • Tips
- • Bargaining
Cards usually accepted
- • Hotels
- • Tourist restaurants
- • Supermarkets
- • Shopping malls
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Attijariwafa Bank | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 400 | Best coverage |
| BMCE | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 350 | Good network |
| Banque Populaire | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 300 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Attijariwafa Bank | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 400 | Most ATMs |
| BMCE | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 350 | Good network |
| Banque Populaire | 22-35 MAD | 0% | Visa/MC rate | ~2.00 USD | 300 | Available |