ATM Fees in Moldova
Moldovan Leu (MDL) β’ Updated April 2026
Moldova has growing card acceptance in ChiΘinΔu. Cash is still commonly used. ATMs available in cities. Very affordable destination. Wine country is a highlight.
Tips for Moldova
- β’ Cards accepted in ChiΘinΔu center
- β’ Cash preferred outside capital
- β’ Moldova Agroindbank has most ATMs
- β’ Very budget-friendly
- β’ Wine tours often need cash
Airport tips
- β’ ChiΘinΔu airport has ATMs
- β’ Get cash for taxis
- β’ Small airport with basic services
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Moldova, per person.
Backpacker
Hostels, street food, public transport
MDL/day
β $34.55-86.37 USD
Mid-range
Hotels, restaurants, mix of transport
MDL/day
β $107-222 USD
Luxury
Premium hotels, fine dining, private transport
MDL/day
β $294-593 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Moldova.
Credit card acceptance
ModerateGrowing in ChiΘinΔu. Cash preferred in smaller towns.
You'll need cash for
- β’ Markets
- β’ Small restaurants
- β’ Marshrutkas
- β’ Wine cellars
- β’ Rural areas
Cards usually accepted
- β’ Hotels
- β’ Larger restaurants
- β’ Supermarkets
- β’ Shopping centers
π° Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Moldova Agroindbank | 0-30 MDL | 0% | Visa/MC rate | 0 USD | 120 | Best coverage |
| Victoriabank | 0-30 MDL | 0% | Visa/MC rate | 0 USD | 80 | Good network |
| Moldindconbank | 25-50 MDL | 0% | Visa/MC rate | ~2.00 USD | 60 | Available |
π Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Moldova Agroindbank | 0-30 MDL | 0% | Visa/MC rate | 0 USD | 120 | Most ATMs |
| Victoriabank | 0-30 MDL | 0% | Visa/MC rate | 0 USD | 80 | Good network |
| Moldindconbank | 25-50 MDL | 0% | Visa/MC rate | ~2.00 USD | 60 | Available |
π ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Moldova:
View all ATM alliances β