ATM Fees in Malaysia
Malaysian Ringgit (MYR) • Updated April 2026
Malaysia has excellent card acceptance in cities and tourist areas. ATMs are widespread. Very easy for card travel in KL and major cities. Cash useful for street food and markets.
Tips for Malaysia
- • Cards widely accepted in cities
- • Cash for hawker centers and markets
- • Maybank and CIMB have most ATMs
- • Touch 'n Go useful for transport
- • Very affordable destination
Airport tips
- • KLIA has many ATMs
- • Get Touch 'n Go card for transport
- • Cards work everywhere at airport
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Malaysia, per person.
Backpacker
Hostels, street food, public transport
MYR/day
≈ $25.04-58.85 USD
Mid-range
Hotels, restaurants, mix of transport
MYR/day
≈ $75.13-150 USD
Luxury
Premium hotels, fine dining, private transport
MYR/day
≈ $225-451 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Malaysia.
Credit card acceptance
HighExcellent in cities. Cash for street food and small vendors.
You'll need cash for
- • Hawker centers
- • Street food
- • Local markets
- • Small shops
Cards usually accepted
- • Restaurants
- • Hotels
- • Malls
- • Supermarkets
- • Most businesses
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Maybank | 0 MYR | 0% | Visa/MC rate | 0 USD | 400 | No fee - best choice |
| CIMB | 0 MYR | 0% | Visa/MC rate | 0 USD | 350 | No fee |
| Public Bank | 0 MYR | 0% | Visa/MC rate | 0 USD | 250 | No fee |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Maybank | 0 MYR | 0% | Visa/MC rate | 0 USD | 400 | Best coverage |
| CIMB | 0 MYR | 0% | Visa/MC rate | 0 USD | 350 | Excellent |
| Public Bank | 0 MYR | 0% | Visa/MC rate | 0 USD | 250 | Good network |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Malaysia:
View all ATM alliances →