ATM Fees in Brunei
Brunei Dollar (BND) • Updated April 2026
Brunei uses the Brunei Dollar, interchangeable with Singapore Dollar at par. ATMs are widely available in Bandar Seri Begawan. Card acceptance is good in the capital but cash is preferred for smaller purchases.
Tips for Brunei
- • Singapore Dollar accepted everywhere at 1:1
- • BIBD and Standard Chartered have main ATMs
- • Good card acceptance in capital city
- • Brunei is a wealthy, modern country
- • No alcohol sales - this is a dry country
Airport tips
- • Brunei Airport has BIBD and Baiduri Bank ATMs
- • Currency exchange at airport available
- • Airport taxi to city accepts cash
- • Many hotels offer airport transfers
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Brunei, per person.
Backpacker
Hostels, street food, public transport
BND/day
≈ $58.80-129 USD
Mid-range
Hotels, restaurants, mix of transport
BND/day
≈ $172-361 USD
Luxury
Premium hotels, fine dining, private transport
BND/day
≈ $478-941 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Brunei.
Credit card acceptance
GoodBrunei has good card acceptance in the capital and at hotels, restaurants, and shopping centers. The country is modern with well-developed infrastructure. Cash useful for markets and small shops.
You'll need cash for
- • Local markets (Tamu Kianggeh)
- • Water taxis
- • Small local restaurants
- • Some buses
- • Tips (not expected but appreciated)
Cards usually accepted
- • Hotels and resorts
- • Shopping malls (The Mall, Yayasan)
- • Restaurants
- • Empire Hotel
- • Major attractions
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BIBD (Bank Islam Brunei Darussalam) | 0 BND | 0% | Visa/MC rate | 0 USD | 25 | — |
| Baiduri Bank | 2 BND | 0% | Visa/MC rate | ~1.50 USD | 15 | — |
| Standard Chartered Brunei | 0 BND | 0% | Visa/MC rate | 0 USD | 8 | — |
| HSBC Brunei | 3 BND | 0% | Visa/MC rate | ~2.25 USD | 5 | — |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BIBD (Bank Islam Brunei Darussalam) | 0 BND | 0% | Visa/MC rate | 0 USD | 25 | — |
| Baiduri Bank | 2 BND | 0% | Visa/MC rate | ~1.50 USD | 15 | — |
| Standard Chartered Brunei | 0 BND | 0% | Visa/MC rate | 0 USD | 8 | — |
| HSBC Brunei | 3 BND | 0% | Visa/MC rate | ~2.25 USD | 5 | — |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Brunei:
View all ATM alliances →