ATM Fees in Lithuania
Euro (EUR) • Updated April 2026
Lithuania has excellent card acceptance. Contactless payments are standard. ATMs widely available. Very easy for cashless travel, especially in Vilnius.
Tips for Lithuania
- • Cards accepted almost everywhere
- • Contactless is standard
- • Cash rarely needed
- • Swedbank and SEB have most ATMs
- • Very affordable compared to Western Europe
Airport tips
- • Vilnius airport has ATMs
- • Cards work everywhere
- • No need to exchange money
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Lithuania, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $44.35-96.87 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $123-239 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $333-619 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Lithuania.
Credit card acceptance
Very HighExcellent card acceptance. Nearly cashless society.
You'll need cash for
- • Some market stalls
- • Very rare occasions
Cards usually accepted
- • Everywhere
- • Restaurants
- • Shops
- • Transport
- • Markets (most)
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Swedbank | 0 EUR | 0% | Visa/MC rate | 0 USD | 80 | No fee |
| SEB | 0 EUR | 0% | Visa/MC rate | 0 USD | 60 | No fee |
| Luminor | 0 EUR | 0% | Visa/MC rate | 0 USD | 40 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Swedbank | 0 EUR | 0% | Visa/MC rate | 0 USD | 80 | Best coverage |
| SEB | 0 EUR | 0% | Visa/MC rate | 0 USD | 60 | Good network |
| Luminor | 0 EUR | 0% | Visa/MC rate | 0 USD | 40 | Available |