ATM Fees in Denmark
Danish Krone (DKK) • Updated April 2026
Denmark is nearly cashless - cards and mobile payments are accepted almost everywhere. Many shops no longer accept cash. MobilePay is the dominant mobile payment app used by locals.
Tips for Denmark
- • Cards accepted virtually everywhere - cash rarely needed
- • Many shops are 'card only' and don't accept cash
- • MobilePay is the local mobile payment app (requires Danish CPR number and bank account - not accessible to tourists)
- • Contactless payments are the norm - use Apple/Google Pay instead of MobilePay
- • Tipping is not expected but rounding up is appreciated
Airport tips
- • Copenhagen Airport is fully card-friendly
- • ATMs available but rarely needed
- • All transport accepts contactless payment
- • Metro/train tickets can be bought via app or card
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Denmark, per person.
Backpacker
Hostels, street food, public transport
DKK/day
≈ $78.09-148 USD
Mid-range
Hotels, restaurants, mix of transport
DKK/day
≈ $250-461 USD
Luxury
Premium hotels, fine dining, private transport
DKK/day
≈ $578-1,124 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Denmark.
Credit card acceptance
ExcellentDenmark is one of the world's most cashless societies. Cards and mobile payments accepted nearly everywhere.
You'll need cash for
- • Some street performers
- • Rare small vendors
- • Emergency backup only
Cards usually accepted
- • Virtually all businesses
- • Public transport
- • Street food vendors
- • Markets
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Danske Bank | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 200 | Largest Danish bank |
| Nordea | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 150 | Nordic bank |
| Jyske Bank | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 100 | Good coverage |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Danske Bank | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 200 | Nationwide |
| Nordea | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 150 | Major cities |
| Jyske Bank | 30-40 DKK | 0% | Visa/MC rate | ~4.00 USD | 100 | Good coverage |