ATM Fees in Kosovo
Euro (EUR) • Updated April 2026
Kosovo uses the Euro and has growing card acceptance in Pristina and major towns. Cash is still commonly used, especially outside the capital. ATMs are available in urban areas.
Tips for Kosovo
- • Euro is the official currency
- • Cards increasingly accepted in Pristina
- • Cash preferred in smaller towns
- • ProCredit and Raiffeisen have most ATMs
- • Very affordable destination
Airport tips
- • Pristina airport has ATMs
- • Get cash for taxis
- • Airport is small but functional
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Kosovo, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $36.18-79.36 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $91.03-181 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $216-397 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Kosovo.
Credit card acceptance
ModerateGrowing card acceptance in Pristina. Cash still important elsewhere.
You'll need cash for
- • Small restaurants
- • Markets
- • Taxis
- • Rural areas
- • Small shops
Cards usually accepted
- • Hotels
- • Larger restaurants
- • Supermarkets
- • Shopping centers
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| ProCredit Bank | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 50 | Good for foreigners |
| Raiffeisen | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 45 | Reliable |
| TEB | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 35 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| ProCredit Bank | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 50 | Best coverage |
| Raiffeisen | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 45 | Good network |
| TEB | 3-5 EUR | 0% | Visa/MC rate | ~3.00 USD | 35 | Major towns |