ATM Fees in Dominica
East Caribbean Dollar (XCD) • Updated April 2026
Dominica uses the East Caribbean Dollar, pegged to the USD. The island is relatively cash-based compared to other Caribbean nations. US Dollars are widely accepted.
Tips for Dominica
- • US Dollars widely accepted
- • ATMs available in Roseau and main towns
- • Cash preferred for smaller businesses
- • Credit cards accepted at hotels and larger restaurants
- • EC$ pegged at 2.70 to 1 USD
Airport tips
- • Douglas-Charles Airport has limited ATM availability
- • Bring USD as backup
- • Taxi from airport requires cash
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Dominica, per person.
Backpacker
Hostels, street food, public transport
XCD/day
≈ $95.97-181 USD
Mid-range
Hotels, restaurants, mix of transport
XCD/day
≈ $244-421 USD
Luxury
Premium hotels, fine dining, private transport
XCD/day
≈ $498-849 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Dominica.
Credit card acceptance
ModerateCards accepted at hotels and larger businesses. Cash preferred for local establishments.
You'll need cash for
- • Local restaurants
- • Minibuses
- • Markets
- • Small shops
- • Some tour operators
Cards usually accepted
- • Hotels and eco-lodges
- • Larger restaurants
- • Some tour companies
- • Car rentals
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| National Bank of Dominica | 7-10 XCD | 0% | Visa/MC rate | ~3.00 USD | 8 | Local bank |
| Republic Bank (EC) | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 5 | Acquired Scotiabank operations in 2019/2020 |
| CIBC Caribbean | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 4 | Regional bank (formerly First Caribbean) |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| National Bank of Dominica | 7-10 XCD | 0% | Visa/MC rate | ~3.00 USD | 8 | Best local coverage |
| Republic Bank (EC) | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 5 | Roseau area |
| CIBC Caribbean | 10-15 XCD | 0% | Visa/MC rate | ~4.00 USD | 4 | Regional bank |