ATM Fees in Cyprus
Euro (EUR) • Updated April 2026
Cyprus (Republic) uses the Euro. Cards are widely accepted. Note: Northern Cyprus uses Turkish Lira and has different banking systems. Greek Cyprus is fully EU-integrated.
Tips for Cyprus
- • Euro used in Republic of Cyprus (south)
- • Northern Cyprus uses Turkish Lira
- • Cards widely accepted in the south
- • Crossing to north may require cash exchange
- • Tipping 10% is appreciated
Airport tips
- • Larnaca and Paphos airports have ATMs and exchanges
- • No currency exchange needed from Eurozone
- • Airport services fully accept cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Cyprus, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $70.02-126 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $158-303 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $373-700 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Cyprus.
Credit card acceptance
ExcellentCards widely accepted. Cash useful for small shops and village tavernas.
You'll need cash for
- • Small village shops
- • Some tavernas
- • Beach vendors
- • Tips
Cards usually accepted
- • Hotels and resorts
- • Restaurants
- • Shops
- • Supermarkets
- • Tourist attractions
- • Car rentals
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of Cyprus | €2-3 | 0% | Visa/MC rate | €2-3 | 100 | Largest Cypriot bank |
| Hellenic Bank | €2-3 | 0% | Visa/MC rate | €2-3 | 60 | Major bank |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of Cyprus | €2-3 | 0% | Visa/MC rate | €2-3 | 100 | Island-wide |
| Hellenic Bank | €2-3 | 0% | Visa/MC rate | €2-3 | 60 | Major towns |