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    ATM Fee Guide
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    ATM Fees in Colombia

    Colombian Peso (COP) • Updated April 2026

    Colombia has good card acceptance in cities. ATMs are widespread but charge fees. Cash is preferred in markets and smaller towns. Always choose to be charged in Pesos, not USD.

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    Tips for Colombia

    • • ATMs ask about 'conversion' - always decline and pay in Pesos
    • • Maximum ATM withdrawal often limited to ~$200 USD equivalent
    • • Tipping 10% is customary at restaurants
    • • Street vendors and markets require cash
    • • Davivienda ATMs usually allow higher withdrawal limits (up to 2,000,000 COP) per transaction compared to others (often capped at 600,000 COP)
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    Airport tips

    • • Bogotá El Dorado has multiple ATMs after customs
    • • Avoid airport currency exchange - poor rates
    • • Many airport shops accept cards
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Colombia, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    110,000-220,000 COP

    COP/day

    🏨 Accommodation40,000-80,000 COP
    🍜 Food & drinks25,000-50,000 COP
    🚌 Transport15,000-30,000 COP
    🎟️ Activities30,000-60,000 COP

    ≈ $29.87-59.74 USD

    Mid-range

    Hotels, restaurants, mix of transport

    380,000-730,000 COP

    COP/day

    🏨 Accommodation150,000-300,000 COP
    🍜 Food & drinks80,000-150,000 COP
    🚌 Transport50,000-100,000 COP
    🎟️ Activities100,000-180,000 COP

    ≈ $103-198 USD

    Luxury

    Premium hotels, fine dining, private transport

    1,000,000-1,880,000 COP

    COP/day

    🏨 Accommodation400,000-800,000 COP
    🍜 Food & drinks200,000-350,000 COP
    🚌 Transport150,000-280,000 COP
    🎟️ Activities250,000-450,000 COP

    ≈ $272-511 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Colombia.

    Credit card acceptance

    Moderate to Good

    Cards accepted in cities. Cash needed for markets, small vendors, and rural areas.

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    You'll need cash for

    • • Street food
    • • Markets
    • • Taxis (many)
    • • Small shops
    • • Rural areas
    • • Tips
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    Cards usually accepted

    • • Restaurants in cities
    • • Hotels
    • • Shopping malls
    • • Supermarkets
    • • Tourist businesses

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Davivienda~14,000 COP~3.50 USD600
    Banco de Bogotá14,000 COP~3.50 USD700
    Bancolombia15,000 COP~3.75 USD900
    Scotiabank Colpatria★~15,000 COP~3.75 USD400
    BBVA16,000 COP~4.00 USD500

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Bancolombia15,000 COP~3.75 USD900
    Banco de Bogotá14,000 COP~3.50 USD700
    Davivienda~14,000 COP~3.50 USD600
    BBVA16,000 COP~4.00 USD500
    Scotiabank Colpatria★~15,000 COP~3.75 USD400

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Colombia:

    GNB SudamerisScotiabank (Latin America Division)
    View all ATM alliances →

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