💸
    ATM Fee Guide
    🇨🇱

    ATM Fees in Chile

    Chilean Peso (CLP) • Updated April 2026

    Chile has a well-developed banking system. Cards are widely accepted in cities. ATMs (Redbanc network) are common but fees apply for foreign cards. Cash needed for markets and rural areas.

    💡

    Tips for Chile

    • • Redbanc ATMs are most common - expect fees of ~$5
    • • Many places offer 'sin IVA' (no tax) discounts for cash in USD
    • • Credit cards often require Chilean ID - bring your passport
    • • Street vendors and markets require cash
    • • Tipping 10% is customary at restaurants
    • • Banco Estado ATMs often have trouble reading foreign card chips - stick to Scotiabank, Santander, or Banco de Chile
    ✈️

    Airport tips

    • • Santiago Airport has ATMs after customs
    • • Exchange rates at airport are poor - use ATM instead
    • • Some airport shops accept USD at unfavorable rates
    🏦

    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Chile, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    36,000-65,000 CLP

    CLP/day

    🏨 Accommodation15,000-25,000 CLP
    🍜 Food & drinks8,000-15,000 CLP
    🚌 Transport5,000-10,000 CLP
    🎟️ Activities8,000-15,000 CLP

    ≈ $39.27-70.90 USD

    Mid-range

    Hotels, restaurants, mix of transport

    115,000-205,000 CLP

    CLP/day

    🏨 Accommodation50,000-90,000 CLP
    🍜 Food & drinks25,000-45,000 CLP
    🚌 Transport15,000-25,000 CLP
    🎟️ Activities25,000-45,000 CLP

    ≈ $125-224 USD

    Luxury

    Premium hotels, fine dining, private transport

    310,000-550,000 CLP

    CLP/day

    🏨 Accommodation150,000-280,000 CLP
    🍜 Food & drinks60,000-100,000 CLP
    🚌 Transport40,000-70,000 CLP
    🎟️ Activities60,000-100,000 CLP

    ≈ $338-600 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Chile.

    Credit card acceptance

    Good

    Cards widely accepted in cities. Cash needed for markets, small shops, and rural areas.

    💵

    You'll need cash for

    • • Street markets and ferias
    • • Small shops and kiosks
    • • Rural areas
    • • Some taxis
    • • Tips
    💳

    Cards usually accepted

    • • Restaurants
    • • Hotels
    • • Supermarkets
    • • Shopping malls
    • • Most urban businesses

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Banco Estado~4,000 CLP~4.50 USD400
    Scotiabank★~4,500 CLP~5.00 USD200
    Banco Santander~4,500 CLP~5.00 USD300
    Banco de Chile~5,500 CLP~6.00 USD350

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Banco Estado~4,000 CLP~4.50 USD400
    Banco de Chile~5,500 CLP~6.00 USD350
    Banco Santander~4,500 CLP~5.00 USD300
    Scotiabank★~4,500 CLP~5.00 USD200

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Chile:

    Global ATM AllianceScotiabank (Latin America Division)
    View all ATM alliances →

    Explore other countries

    🇦🇷 Argentina🇧🇴 Bolivia🇧🇷 Brazil🇦🇫 Afghanistan🇦🇱 Albania