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    ATM Fee Guide
    🇺🇬

    ATM Fees in Uganda

    Ugandan Shilling (UGX) • Updated April 2026

    Uganda is the Pearl of Africa. Gorilla trekking main draw ($800 permits). Cash essential. Mobile money popular locally. ATMs in major towns. Bring USD for gorilla permits.

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    Tips for Uganda

    • • Gorilla permits $800 USD
    • • Book permits months ahead
    • • Cash essential
    • • MTN Mobile Money locally
    • • Bring USD for permits
    ✈️

    Airport tips

    • • ATMs at Entebbe airport
    • • USD widely accepted
    • • Yellow fever required
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Uganda, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    135,000-360,000 UGX

    UGX/day

    🏨 Accommodation50,000-120,000 UGX
    🍜 Food & drinks20,000-50,000 UGX
    🚌 Transport15,000-40,000 UGX
    🎟️ Activities50,000-150,000 UGX

    ≈ $35.97-95.91 USD

    Mid-range

    Hotels, restaurants, mix of transport

    510,000-1,370,000 UGX

    UGX/day

    🏨 Accommodation200,000-500,000 UGX
    🍜 Food & drinks60,000-120,000 UGX
    🚌 Transport50,000-150,000 UGX
    🎟️ Activities200,000-600,000 UGX

    ≈ $136-365 USD

    Luxury

    Premium hotels, fine dining, private transport

    4,150,000-7,350,000 UGX

    UGX/day

    🏨 Accommodation800,000-2,500,000 UGX
    🍜 Food & drinks150,000-350,000 UGX
    🚌 Transport200,000-500,000 UGX
    🎟️ Activities3,000,000-4,000,000 UGX

    ≈ $1,106-1,958 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Uganda.

    Credit card acceptance

    Low

    Cash essential. USD for permits.

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    You'll need cash for

    • • Most things
    • • Gorilla permits
    • • Local transport
    • • Markets
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    Cards usually accepted

    • • High-end lodges
    • • Some hotels in Kampala

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Stanbic Uganda10,000 UGX~3.00 USD80
    Standard Chartered10,000 UGX~3.00 USD20

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Stanbic Uganda10,000 UGX~3.00 USD80
    Standard Chartered10,000 UGX~3.00 USD20

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Uganda:

    EcobankAbsa Regional Network
    View all ATM alliances →

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