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    ATM Fee Guide
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    ATM Fees in Tanzania

    Tanzanian Shilling (TZS) • Updated April 2026

    Tanzania is cash-heavy. Cards accepted at tourist lodges and hotels. M-Pesa popular locally. Safari costs usually paid in USD. Zanzibar has better card acceptance.

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    Tips for Tanzania

    • • Safari costs in USD
    • • M-Pesa popular locally
    • • Cards at tourist hotels
    • • Zanzibar better for cards
    • • Yellow fever vaccination required
    • • Mandatory Travel Insurance is required for all visitors to Zanzibar (must be purchased from the official government provider upon/before arrival)
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    Airport tips

    • • ATMs at major airports
    • • USD widely accepted
    • • Visa on arrival available
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Tanzania, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    95,000-220,000 TZS

    TZS/day

    🏨 Accommodation40,000-80,000 TZS
    🍜 Food & drinks15,000-35,000 TZS
    🚌 Transport10,000-25,000 TZS
    🎟️ Activities30,000-80,000 TZS

    ≈ $36.57-84.69 USD

    Mid-range

    Hotels, restaurants, mix of transport

    390,000-950,000 TZS

    TZS/day

    🏨 Accommodation150,000-350,000 TZS
    🍜 Food & drinks50,000-100,000 TZS
    🚌 Transport40,000-100,000 TZS
    🎟️ Activities150,000-400,000 TZS

    ≈ $150-366 USD

    Luxury

    Premium hotels, fine dining, private transport

    1,930,000-6,000,000 TZS

    TZS/day

    🏨 Accommodation800,000-3,000,000 TZS
    🍜 Food & drinks180,000-400,000 TZS
    🚌 Transport250,000-600,000 TZS
    🎟️ Activities700,000-2,000,000 TZS

    ≈ $743-2,310 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Tanzania.

    Credit card acceptance

    Low

    Cash essential. USD for safaris.

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    You'll need cash for

    • • Local transport
    • • Markets
    • • Small restaurants
    • • Most services
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    Cards usually accepted

    • • Safari lodges
    • • Tourist hotels
    • • Some restaurants in cities

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    CRDB Bank5,000 TZS~2.00 USD250
    NMB Bank5,000 TZS~2.00 USD200

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    CRDB Bank5,000 TZS~2.00 USD250
    NMB Bank5,000 TZS~2.00 USD200

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Tanzania:

    EcobankAbsa Regional Network
    View all ATM alliances →

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