ATM Fees in Somalia
Somali Shilling (SOS) • Updated April 2026
Somalia has no functioning international banking. Cash (USD) is essential. Mobile money (EVC Plus) dominant locally. Extremely limited infrastructure. Travel requires special arrangements.
Tips for Somalia
- • USD cash essential
- • No international banking access
- • Mobile money (EVC Plus) used locally
- • Extremely limited infrastructure
- • Travel requires careful planning
- • US Dollar bills must be the 'Blue' new design (post-2013) and in absolutely perfect condition. Older or worn bills are rejected everywhere
Airport tips
- • Mogadishu airport - bring USD
- • No ATMs for foreigners
- • Security required
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Somalia, per person.
Backpacker
Hostels, street food, public transport
SOS/day
≈ $60.00-145 USD
Mid-range
Hotels, restaurants, mix of transport
SOS/day
≈ $170-360 USD
Luxury
Premium hotels, fine dining, private transport
SOS/day
≈ $390-800 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Somalia.
Credit card acceptance
NoneNo international banking. USD cash only.
You'll need cash for
- • Everything
Cards usually accepted
- • Nothing
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | 0 | No international banking |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | 0 | Bring USD cash |