ATM Fees in Saudi Arabia
Saudi Riyal (SAR) • Updated April 2026
Saudi Arabia has excellent card acceptance. Very modern payment infrastructure. ATMs widespread. Tourism is new but infrastructure is excellent.
Tips for Saudi Arabia
- • Cards accepted everywhere
- • Contactless widely available
- • ATMs plentiful
- • Al Rajhi and NCB have most ATMs
- • New tourist visa system
Airport tips
- • Major airports have many ATMs
- • Cards work everywhere
- • Modern facilities
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Saudi Arabia, per person.
Backpacker
Hostels, street food, public transport
SAR/day
≈ $88.00-205 USD
Mid-range
Hotels, restaurants, mix of transport
SAR/day
≈ $240-520 USD
Luxury
Premium hotels, fine dining, private transport
SAR/day
≈ $1,307-2,787 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Saudi Arabia.
Credit card acceptance
Very HighExcellent card acceptance. Modern infrastructure. 'Mada' is the local payment network, but international Visa/Mastercard work seamlessly.
You'll need cash for
- • Some souks
- • Tips
- • Small vendors
Cards usually accepted
- • Everywhere
- • Hotels
- • Restaurants
- • Malls
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Al Rajhi Bank | 0-5 SAR | 0% | Visa/MC rate | 0 USD | 600 | Largest Islamic bank |
| NCB | 0-5 SAR | 0% | Visa/MC rate | 0 USD | 450 | Good coverage |
| Riyad Bank | 5-10 SAR | 0% | Visa/MC rate | ~2.00 USD | 300 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Al Rajhi Bank | 0-5 SAR | 0% | Visa/MC rate | 0 USD | 600 | Best coverage |
| NCB | 0-5 SAR | 0% | Visa/MC rate | 0 USD | 450 | Good network |
| Riyad Bank | 5-10 SAR | 0% | Visa/MC rate | ~2.00 USD | 300 | Available |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Saudi Arabia:
View all ATM alliances →