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    ATM Fee Guide
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    ATM Fees in Rwanda

    Rwandan Franc (RWF) • Updated April 2026

    Rwanda has growing card acceptance in Kigali. Cash essential outside the capital. Mobile money (MTN MoMo) is popular locally. ATMs available in main towns.

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    Tips for Rwanda

    • • Cards work in Kigali hotels and restaurants
    • • Cash essential outside capital
    • • MTN Mobile Money popular locally
    • • Bank of Kigali has most ATMs
    • • USD accepted for gorilla permits
    ✈️

    Airport tips

    • • Kigali airport has ATMs
    • • Get cash for transport
    • • USD useful for permits
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Rwanda, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    33,000-95,000 RWF

    RWF/day

    🏨 Accommodation15,000-40,000 RWF
    🍜 Food & drinks5,000-15,000 RWF
    🚌 Transport3,000-10,000 RWF
    🎟️ Activities10,000-30,000 RWF

    ≈ $22.62-65.13 USD

    Mid-range

    Hotels, restaurants, mix of transport

    145,000-380,000 RWF

    RWF/day

    🏨 Accommodation60,000-150,000 RWF
    🍜 Food & drinks20,000-45,000 RWF
    🚌 Transport15,000-35,000 RWF
    🎟️ Activities50,000-150,000 RWF

    ≈ $99.40-261 USD

    Luxury

    Premium hotels, fine dining, private transport

    540,000-1,320,000 RWF

    RWF/day

    🏨 Accommodation250,000-600,000 RWF
    🍜 Food & drinks50,000-120,000 RWF
    🚌 Transport40,000-100,000 RWF
    🎟️ Activities200,000-500,000 RWF

    ≈ $370-905 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Rwanda.

    Credit card acceptance

    Low to Moderate

    Growing in Kigali. Tap-to-pay is becoming standard in Kigali, but chip-and-pin is reliable backup. Cash essential elsewhere.

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    You'll need cash for

    • • Outside Kigali
    • • Local restaurants
    • • Markets
    • • Transport
    • • Tips
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    Cards usually accepted

    • • Hotels in Kigali
    • • Tourist restaurants
    • • Some shops in capital

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Bank of Kigali1,500-3,000 RWF~1.00 USD70
    Equity Bank1,500-3,000 RWF~1.00 USD40
    I&M Bank2,000-3,500 RWF~2.00 USD30

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Bank of Kigali1,500-3,000 RWF~1.00 USD70
    Equity Bank1,500-3,000 RWF~1.00 USD40
    I&M Bank2,000-3,500 RWF~2.00 USD30

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Rwanda:

    Ecobank
    View all ATM alliances →

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