ATM Fees in Oman
Omani Rial (OMR) • Updated April 2026
Oman has excellent card acceptance in cities and tourist areas. ATMs widely available. The Rial is a high-value currency. Very modern payment infrastructure.
Tips for Oman
- • Cards accepted widely
- • ATMs plentiful in cities
- • Omani Rial is high value - budget carefully
- • Bank Muscat has most ATMs
- • Cash for souks and small shops
- • High-end resorts in peak season (Nov-March) often exceed typical estimates
Airport tips
- • Muscat airport has many ATMs
- • Cards work everywhere at airport
- • Good exchange rates available
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Oman, per person.
Backpacker
Hostels, street food, public transport
OMR/day
≈ $85.76-213 USD
Mid-range
Hotels, restaurants, mix of transport
OMR/day
≈ $247-507 USD
Luxury
Premium hotels, fine dining, private transport
OMR/day
≈ $767-1,689 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Oman.
Credit card acceptance
HighExcellent card acceptance in cities. Cash for souks and rural areas.
You'll need cash for
- • Souks
- • Small shops
- • Some taxis
- • Rural areas
- • Tips
Cards usually accepted
- • Hotels
- • Restaurants
- • Supermarkets
- • Malls
- • Gas stations
- • Most businesses
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank Muscat | 0-0.5 OMR | 0% | Visa/MC rate | 0 USD | 150 | Best coverage |
| NBO | 0-0.5 OMR | 0% | Visa/MC rate | 0 USD | 80 | Good network |
| Bank Dhofar | 0.2-0.6 OMR | 0% | Visa/MC rate | ~1.00 USD | 60 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank Muscat | 0-0.5 OMR | 0% | Visa/MC rate | 0 USD | 150 | Most ATMs |
| NBO | 0-0.5 OMR | 0% | Visa/MC rate | 0 USD | 80 | Good network |
| Bank Dhofar | 0.2-0.6 OMR | 0% | Visa/MC rate | ~1.00 USD | 60 | Available |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Oman:
View all ATM alliances →