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    ATM Fee Guide
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    ATM Fees in Niger

    West African CFA Franc (XOF) • Updated April 2026

    Niger is heavily cash-based with very limited card acceptance. ATMs available in Niamey but scarce elsewhere. ⚠️ CAUTION: Political instability and border closures may affect ATM availability and currency exchange regulations. Security situation requires caution. Bring EUR or USD to exchange.

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    Tips for Niger

    • • Cash essential for all transactions
    • • Cards rarely accepted
    • • Security situation is concerning - check travel advisories
    • • Political instability may affect ATM availability and currency exchange
    • • ATM networks are frequently offline due to power and internet stability issues
    • • Ecobank has some ATMs in Niamey
    • • Bring EUR for exchange
    ✈️

    Airport tips

    • • Niamey airport has limited services
    • • Bring EUR or USD cash
    • • Limited ATM availability
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Niger, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    23,000-60,000 XOF

    XOF/day

    🏨 Accommodation10,000-25,000 XOF
    🍜 Food & drinks5,000-12,000 XOF
    🚌 Transport3,000-8,000 XOF
    🎟️ Activities5,000-15,000 XOF

    ≈ $40.92-107 USD

    Mid-range

    Hotels, restaurants, mix of transport

    75,000-160,000 XOF

    XOF/day

    🏨 Accommodation35,000-70,000 XOF
    🍜 Food & drinks15,000-30,000 XOF
    🚌 Transport10,000-25,000 XOF
    🎟️ Activities15,000-35,000 XOF

    ≈ $133-285 USD

    Luxury

    Premium hotels, fine dining, private transport

    205,000-410,000 XOF

    XOF/day

    🏨 Accommodation100,000-200,000 XOF
    🍜 Food & drinks35,000-70,000 XOF
    🚌 Transport30,000-60,000 XOF
    🎟️ Activities40,000-80,000 XOF

    ≈ $365-729 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Niger.

    Credit card acceptance

    Very Low

    Cash economy. Bring EUR or USD to exchange. ATM networks unreliable due to power/internet issues.

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    You'll need cash for

    • • Everything
    • • Hotels
    • • Restaurants
    • • Transport
    • • All purchases
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    Cards usually accepted

    • • Very few international hotels in Niamey

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Ecobank2,000-4,000 XOF~4.00 USD20
    BOA Niger2,500-4,500 XOF~4.00 USD15

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Ecobank2,000-4,000 XOF~4.00 USD20
    BOA Niger2,500-4,500 XOF~4.00 USD15

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Niger:

    Ecobank
    View all ATM alliances →

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