ATM Fees in Netherlands
Euro (EUR) • Updated April 2026
The Netherlands is highly cashless. Cards accepted almost everywhere - Visa and Mastercard Debit are now widely accepted following the transition from Maestro. Contactless ubiquitous. ATMs widely available via Geldmaat network.
Tips for Netherlands
- • Cards accepted almost everywhere
- • Visa Debit and Mastercard Debit now widely accepted (Maestro transition complete)
- • Contactless standard
- • Cash very rarely needed - even street market stalls often accept cards now
- • Geldmaat (yellow kiosks) replaced individual bank ATMs
Airport tips
- • Schiphol has many ATMs (Geldmaat)
- • Cards work everywhere
- • Train tickets can be bought with cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Netherlands, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $87.53-181 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $233-432 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $595-1,085 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Netherlands.
Credit card acceptance
Very HighHighly cashless society. Visa/Mastercard Debit now widely accepted everywhere.
You'll need cash for
- • Very little - even street market stalls often accept cards now
- • Tips (optional)
Cards usually accepted
- • Almost everywhere
- • Restaurants
- • Shops
- • Transport
- • Museums
- • Markets (most)
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Geldmaat | 0 EUR | 0% | Visa/MC rate | 0 USD | 3,000 | Combined network of ING, ABN AMRO, and Rabobank - yellow kiosks |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Geldmaat | 0 EUR | 0% | Visa/MC rate | 0 USD | 3,000 | Standard ATM network - yellow kiosks everywhere |