ATM Fees in Mexico
Mexican Peso (MXN) • Updated April 2026
Mexico has good card acceptance in cities and tourist areas. Cash is still important for markets, street food, and smaller establishments. ATMs widespread but watch for skimmers.
Tips for Mexico
- • Cards accepted in tourist areas and cities
- • Cash essential for markets and tacos
- • Use bank ATMs inside branches
- • Avoid standalone ATMs - skimming risk
- • Scotiabank and Santander have good networks
Airport tips
- • Major airports have many ATMs
- • Use ATMs inside the terminal
- • Avoid exchange bureaus - poor rates
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Mexico, per person.
Backpacker
Hostels, street food, public transport
MXN/day
≈ $35.92-88.38 USD
Mid-range
Hotels, restaurants, mix of transport
MXN/day
≈ $120-257 USD
Luxury
Premium hotels, fine dining, private transport
MXN/day
≈ $365-912 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Mexico.
Credit card acceptance
Moderate to HighGood in cities and tourist zones. Cash for local experiences.
You'll need cash for
- • Tacos and street food
- • Markets
- • Small shops
- • Colectivos
- • Tips
Cards usually accepted
- • Hotels
- • Restaurants
- • Supermarkets
- • Shopping malls
- • Gas stations
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Santander | ~30-40 MXN | 0% | Visa/MC rate | ~2.00 USD | 1,200 | Lowest fees |
| Scotiabank | ~100 MXN | 0% | Visa/MC rate | 0 USD | 800 | Free only for Global ATM Alliance members |
| BBVA | ~174 MXN | 0% | Visa/MC rate | ~10.00 USD | 1,800 | Largest network but high fees |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BBVA | ~174 MXN | 0% | Visa/MC rate | ~10.00 USD | 1,800 | Most ATMs but expensive |
| Santander | ~30-40 MXN | 0% | Visa/MC rate | ~2.00 USD | 1,200 | Best value for coverage |
| Scotiabank | ~100 MXN | 0% | Visa/MC rate | 0 USD | 800 | Free only for Alliance members |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Mexico:
View all ATM alliances →