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    ATM Fee Guide
    🇲🇱

    ATM Fees in Mali

    West African CFA Franc (XOF) • Updated April 2026

    Mali is heavily cash-based with very limited card acceptance. Security situation limits tourism. ATMs available in Bamako but unreliable elsewhere. Bring EUR or USD.

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    Tips for Mali

    • • Cash essential for all transactions
    • • Cards rarely accepted
    • • Security situation is concerning
    • • EUR preferred for exchange
    • • Ecobank has most ATMs
    ✈️

    Airport tips

    • • Bamako airport has limited ATMs
    • • Bring EUR or USD cash
    • • Exchange in the city
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Mali, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    23,000-60,000 XOF

    XOF/day

    🏨 Accommodation10,000-25,000 XOF
    🍜 Food & drinks5,000-12,000 XOF
    🚌 Transport3,000-8,000 XOF
    🎟️ Activities5,000-15,000 XOF

    ≈ $40.92-107 USD

    Mid-range

    Hotels, restaurants, mix of transport

    75,000-155,000 XOF

    XOF/day

    🏨 Accommodation35,000-70,000 XOF
    🍜 Food & drinks15,000-30,000 XOF
    🚌 Transport10,000-20,000 XOF
    🎟️ Activities15,000-35,000 XOF

    ≈ $133-276 USD

    Luxury

    Premium hotels, fine dining, private transport

    200,000-400,000 XOF

    XOF/day

    🏨 Accommodation100,000-200,000 XOF
    🍜 Food & drinks35,000-70,000 XOF
    🚌 Transport25,000-50,000 XOF
    🎟️ Activities40,000-80,000 XOF

    ≈ $356-712 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Mali.

    Credit card acceptance

    Very Low

    Cash economy. Bring EUR or USD to exchange.

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    You'll need cash for

    • • Everything
    • • Hotels
    • • Restaurants
    • • Transport
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    Cards usually accepted

    • • Very few international hotels in Bamako

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Ecobank2,000-4,000 XOF~4.00 USD30
    BDM-SA2,500-4,500 XOF~4.00 USD25

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    Ecobank2,000-4,000 XOF~4.00 USD30
    BDM-SA2,500-4,500 XOF~4.00 USD25

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Mali:

    Ecobank
    View all ATM alliances →

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