ATM Fees in Luxembourg
Euro (EUR) • Updated April 2026
Luxembourg has excellent card acceptance. Contactless ubiquitous. ATMs widely available. One of the world's wealthiest countries - prices reflect this. Very easy for cards.
Tips for Luxembourg
- • Cards accepted everywhere
- • Contactless standard
- • High prices - budget accordingly
- • BGL BNP Paribas and Spuerkeess have ATMs
- • Cash almost never needed
- • Public transport (trains, trams, and buses) is completely FREE nationwide for everyone, including tourists. You do not need a ticket
Airport tips
- • Luxembourg airport has ATMs
- • Cards work everywhere
- • No need for cash
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Luxembourg, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $91.03-181 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $222-408 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $537-992 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Luxembourg.
Credit card acceptance
Very HighExcellent card acceptance. Modern payment infrastructure.
You'll need cash for
- • Almost nothing
- • Rare small tips
Cards usually accepted
- • Everywhere
- • All establishments
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Spuerkeess | 0 EUR | 0% | Visa/MC rate | 0 USD | 50 | No fee |
| BGL BNP Paribas | 0 EUR | 0% | Visa/MC rate | 0 USD | 40 | No fee |
| ING | 0 EUR | 0% | Visa/MC rate | 0 USD | 20 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Spuerkeess | 0 EUR | 0% | Visa/MC rate | 0 USD | 50 | Best coverage |
| BGL BNP Paribas | 0 EUR | 0% | Visa/MC rate | 0 USD | 40 | Good network |
| ING | 0 EUR | 0% | Visa/MC rate | 0 USD | 20 | Available |