ATM Fees in Kuwait
Kuwaiti Dinar (KWD) • Updated April 2026
Kuwait has excellent card acceptance and modern banking. ATMs are widespread. The Kuwaiti Dinar is the world's highest-valued currency. Very easy for cashless travel.
Tips for Kuwait
- • Cards accepted almost everywhere
- • ATMs widely available
- • Kuwaiti Dinar is very valuable - check rates
- • NBK and Gulf Bank have most ATMs
- • Malls are major social hubs
Airport tips
- • Kuwait airport has many ATMs
- • Cards work everywhere at airport
- • Exchange rates at airport are fair
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Kuwait, per person.
Backpacker
Hostels, street food, public transport
KWD/day
≈ $90.70-211 USD
Mid-range
Hotels, restaurants, mix of transport
KWD/day
≈ $253-502 USD
Luxury
Premium hotels, fine dining, private transport
KWD/day
≈ $632-1,263 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Kuwait.
Credit card acceptance
Very HighExcellent card acceptance throughout Kuwait. Very modern payment infrastructure.
You'll need cash for
- • Some small shops
- • Traditional souks
- • Tips
Cards usually accepted
- • Everywhere
- • Restaurants
- • Malls
- • Supermarkets
- • Taxis
- • Hotels
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| NBK | 0-0.5 KWD | 0% | Visa/MC rate | 0 USD | 80 | Largest bank |
| Gulf Bank | 0-0.5 KWD | 0% | Visa/MC rate | 0 USD | 60 | Good coverage |
| Burgan Bank | 0.25-0.75 KWD | 0% | Visa/MC rate | ~1.00 USD | 40 | Available |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| NBK | 0-0.5 KWD | 0% | Visa/MC rate | 0 USD | 80 | Best coverage |
| Gulf Bank | 0-0.5 KWD | 0% | Visa/MC rate | 0 USD | 60 | Nationwide |
| Burgan Bank | 0.25-0.75 KWD | 0% | Visa/MC rate | ~1.00 USD | 40 | Urban areas |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Kuwait:
View all ATM alliances →