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    ATM Fee Guide
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    ATM Fees in Côte d'Ivoire

    West African CFA Franc (XOF) • Updated April 2026

    Ivory Coast is predominantly cash-based. Card acceptance is limited to upscale hotels and restaurants in Abidjan. ATMs are available in major cities but less reliable elsewhere. Bring cash backup.

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    Tips for Côte d'Ivoire

    • • Cash essential for most transactions
    • • Cards only at upscale establishments in Abidjan
    • • Orange Money widely used by locals
    • • SGBCI and Ecobank have most ATMs
    • • Withdraw in Abidjan before traveling inland
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    Airport tips

    • • Abidjan airport has ATMs
    • • Get cash before leaving the city
    • • Airport exchange rates are poor
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Côte d'Ivoire, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    23,000-58,000 XOF

    XOF/day

    🏨 Accommodation10,000-25,000 XOF
    🍜 Food & drinks5,000-10,000 XOF
    🚌 Transport3,000-8,000 XOF
    🎟️ Activities5,000-15,000 XOF

    ≈ $40.92-103 USD

    Mid-range

    Hotels, restaurants, mix of transport

    80,000-160,000 XOF

    XOF/day

    🏨 Accommodation40,000-80,000 XOF
    🍜 Food & drinks15,000-30,000 XOF
    🚌 Transport10,000-20,000 XOF
    🎟️ Activities15,000-30,000 XOF

    ≈ $142-285 USD

    Luxury

    Premium hotels, fine dining, private transport

    230,000-470,000 XOF

    XOF/day

    🏨 Accommodation120,000-250,000 XOF
    🍜 Food & drinks40,000-80,000 XOF
    🚌 Transport30,000-60,000 XOF
    🎟️ Activities40,000-80,000 XOF

    ≈ $409-836 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Côte d'Ivoire.

    Credit card acceptance

    Low

    Cash-based economy. Card acceptance limited to upscale establishments in Abidjan.

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    You'll need cash for

    • • Most restaurants
    • • Markets
    • • Transport
    • • Local shops
    • • Outside Abidjan
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    Cards usually accepted

    • • International hotels
    • • High-end restaurants
    • • Some supermarkets in Abidjan

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    Ecobank2,000-3,000 XOF~4.00 USD60
    SGBCI2,500-3,500 XOF~4.00 USD80
    BOA2,500-3,500 XOF~4.00 USD40

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    SGBCI2,500-3,500 XOF~4.00 USD80
    Ecobank2,000-3,000 XOF~4.00 USD60
    BOA2,500-3,500 XOF~4.00 USD40

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Côte d'Ivoire:

    Ecobank
    View all ATM alliances →

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