ATM Fees in Ireland
Euro (EUR) • Updated April 2026
Ireland has excellent card acceptance. Contactless is ubiquitous. Many coffee shops and lunch spots in Dublin are now card-only. ATMs widely available. Very easy for card-only travel.
Tips for Ireland
- • Cards accepted almost everywhere - many Dublin spots are card-only
- • Contactless widely available
- • Cash useful for some traditional pubs and farmers markets
- • Major bank ATMs (AIB, Bank of Ireland) are free; avoid Euronet
- • Use bank ATMs for best rates
Airport tips
- • Dublin airport has many ATMs
- • Cards work everywhere at airport
- • Avoid high-fee independent ATMs
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Ireland, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $81.70-152 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $204-385 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $490-957 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Ireland.
Credit card acceptance
Very HighExcellent card acceptance throughout Ireland. Cash useful for some pubs and markets.
You'll need cash for
- • Some traditional pubs
- • Farmers markets
- • Small tips
- • Street buskers
Cards usually accepted
- • Restaurants
- • Hotels
- • Shops
- • Pubs
- • Public transport
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of Ireland | 0 EUR | 0% | Visa/MC rate | 0 USD | 250 | No fee |
| AIB | 0 EUR | 0% | Visa/MC rate | 0 USD | 200 | No fee |
| Euronet | 3-5 EUR | 0% | DCC traps | ~5.00 USD | 100 | AVOID |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Bank of Ireland | 0 EUR | 0% | Visa/MC rate | 0 USD | 250 | Best coverage |
| AIB | 0 EUR | 0% | Visa/MC rate | 0 USD | 200 | Good network |
| Euronet | 3-5 EUR | 0% | DCC traps | ~5.00 USD | 100 | AVOID |