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    ATM Fee Guide
    🇬🇼

    ATM Fees in Guinea-Bissau

    West African CFA Franc (XOF) • Updated April 2026

    Guinea-Bissau uses the West African CFA Franc. Cash is essential as banking infrastructure is very limited. One of the least visited countries in Africa.

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    Tips for Guinea-Bissau

    • • Bring Euros in cash (CFA is pegged to Euro)
    • • ATMs extremely limited
    • • Card acceptance virtually non-existent
    • • Portuguese is the official language
    • • One of the poorest countries - prices are low
    ✈️

    Airport tips

    • • Osvaldo Vieira Airport (Bissau) has minimal services
    • • Bring all cash needed for your trip
    • • No reliable ATMs at airport
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Guinea-Bissau, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    28,000-65,000 XOF

    XOF/day

    🏨 Accommodation15,000-30,000 XOF
    🍜 Food & drinks5,000-12,000 XOF
    🚌 Transport3,000-8,000 XOF
    🎟️ Activities5,000-15,000 XOF

    ≈ $49.82-116 USD

    Mid-range

    Hotels, restaurants, mix of transport

    80,000-165,000 XOF

    XOF/day

    🏨 Accommodation40,000-80,000 XOF
    🍜 Food & drinks15,000-30,000 XOF
    🚌 Transport10,000-20,000 XOF
    🎟️ Activities15,000-35,000 XOF

    ≈ $142-294 USD

    Luxury

    Premium hotels, fine dining, private transport

    200,000-375,000 XOF

    XOF/day

    🏨 Accommodation100,000-180,000 XOF
    🍜 Food & drinks35,000-65,000 XOF
    🚌 Transport25,000-50,000 XOF
    🎟️ Activities40,000-80,000 XOF

    ≈ $356-667 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Guinea-Bissau.

    Credit card acceptance

    Almost None

    Cash only. Cards not accepted. Bring sufficient Euros to exchange.

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    You'll need cash for

    • • Everything
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    Cards usually accepted

    • • Virtually nowhere

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    EcobankVariableVariable5
    BAO (Banco da África Ocidental)VariableVariable3

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    EcobankVariableVariable5
    BAOVariableVariable3

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Guinea-Bissau:

    Ecobank
    View all ATM alliances →

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