ATM Fees in France
Euro (EUR) • Updated April 2026
France has excellent card acceptance. Contactless payments (sans contact) are standard. Visa/Mastercard widely accepted; American Express less so. Small cafés and markets may prefer cash. Note: Most French bank ATMs now charge €4-7 access fees for non-EU cards.
Tips for France
- • Cards widely accepted - contactless is common
- • Some small shops have minimum card amounts (€10-15)
- • American Express less accepted than Visa/Mastercard
- • Tipping not obligatory but rounding up appreciated
- • PIN required for chip cards
- • Non-EU cards often charged €4-7 ATM access fee
Airport tips
- • Paris CDG and Orly have many ATMs
- • Avoid currency exchange booths - poor rates
- • All airport services accept cards
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in France, per person.
Backpacker
Hostels, street food, public transport
EUR/day
≈ $87.53-175 USD
Mid-range
Hotels, restaurants, mix of transport
EUR/day
≈ $251-467 USD
Luxury
Premium hotels, fine dining, private transport
EUR/day
≈ $619-1,249 USD
Cash vs card acceptance
Where you'll need cash and where cards work in France.
Credit card acceptance
ExcellentCards accepted almost everywhere. Contactless very common. Small minimum amounts may apply at some shops.
You'll need cash for
- • Small markets
- • Some cafés
- • Tips
- • Street vendors
Cards usually accepted
- • Restaurants
- • Hotels
- • Shops
- • Supermarkets
- • Transport
- • Museums
- • Taxis
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BNP Paribas★ | €0 (Alliance) / €4-7 (others) | 0% | Visa/MC rate | €0-7 | 1,900 | Free for Global ATM Alliance partners only |
| Crédit Agricole | €4-7 (non-EU cards) | 0% | Visa/MC rate | €4-7 | 2,500 | Largest branch network - fees for non-EU cards |
| Société Générale | €4-7 (non-EU cards) | 0% | Visa/MC rate | €4-7 | 1,500 | Major bank - fees for non-EU cards |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| Crédit Agricole | €4-7 (non-EU cards) | 0% | Visa/MC rate | €4-7 | 2,500 | Best rural coverage - fees apply |
| BNP Paribas★ | €0 (Alliance) / €4-7 (others) | 0% | Visa/MC rate | €0-7 | 1,900 | Free for alliance partners |
| Société Générale | €4-7 (non-EU cards) | 0% | Visa/MC rate | €4-7 | 1,500 | Major cities |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in France:
View all ATM alliances →