ATM Fees in Fiji
Fijian Dollar (FJD) • Updated April 2026
Fiji has good card acceptance in tourist areas and resorts. ATMs are available in main towns but limited on outer islands. Cash essential for villages, markets, and smaller islands. BSP is now the dominant bank as Westpac exits Pacific markets.
Tips for Fiji
- • Cards accepted at resorts and tourist businesses
- • Bring cash for outer islands - no ATMs
- • BSP (Bank of South Pacific) has the most ATMs
- • Westpac exiting Pacific - use BSP instead
- • Tipping not traditionally expected but appreciated
- • Bargaining not common except at markets
Airport tips
- • Nadi International Airport has ATMs and exchange
- • Get cash before heading to outer islands
- • Airport rates are reasonable
Don't forget your home bank fees
The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.
Estimated daily expenses
How much cash you might need per day in Fiji, per person.
Backpacker
Hostels, street food, public transport
FJD/day
≈ $63.20-126 USD
Mid-range
Hotels, restaurants, mix of transport
FJD/day
≈ $199-393 USD
Luxury
Premium hotels, fine dining, private transport
FJD/day
≈ $542-1,219 USD
Cash vs card acceptance
Where you'll need cash and where cards work in Fiji.
Credit card acceptance
ModerateCards accepted at resorts and main towns. Cash essential for villages and outer islands.
You'll need cash for
- • Villages
- • Outer islands
- • Local markets
- • Small shops
- • Local transport
Cards usually accepted
- • Resorts
- • Hotels in main towns
- • Tourist restaurants
- • Tour operators
- • Supermarkets in cities
💰 Cheapest banks for foreign cards
These banks charge the lowest fees for withdrawals with foreign cards.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BSP (Bank of South Pacific) | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 30 | Dominant bank in Pacific - best coverage |
| ANZ | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 20 | Good availability |
| Westpac | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 15 | Exiting Pacific markets - use BSP instead |
📍 Most widely available ATMs
Sorted by number of ATM locations. More branches means easier access, but fees may be higher.
| Bank | ATM Fee | Est. Cost | Branches | |||
|---|---|---|---|---|---|---|
| BSP (Bank of South Pacific) | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 30 | Best coverage - dominant Pacific bank |
| ANZ | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 20 | Main towns |
| Westpac | 15-20 FJD | 0% | Visa/MC rate | ~7.00 USD | 15 | Exiting market |
🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Fiji:
View all ATM alliances →