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    ATM Fee Guide
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    ATM Fees in Equatorial Guinea

    Central African CFA Franc (XAF) • Updated April 2026

    Equatorial Guinea uses the CFA Franc. Despite oil wealth, infrastructure is limited. Cash is essential. Card acceptance is very limited even in Malabo. One of the most expensive countries in Africa.

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    Tips for Equatorial Guinea

    • • Bring Euros or US Dollars to exchange
    • • Very expensive due to oil economy
    • • Cash essential for almost everything
    • • ATMs available but may have issues
    • • Spanish is the official language
    ✈️

    Airport tips

    • • Malabo International Airport has limited services
    • • Bring sufficient cash
    • • Visa required for most nationalities
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Equatorial Guinea, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    80,000-150,000 XAF

    XAF/day

    🏨 Accommodation40,000-70,000 XAF
    🍜 Food & drinks15,000-30,000 XAF
    🚌 Transport10,000-20,000 XAF
    🎟️ Activities15,000-30,000 XAF

    ≈ $142-267 USD

    Mid-range

    Hotels, restaurants, mix of transport

    195,000-345,000 XAF

    XAF/day

    🏨 Accommodation90,000-160,000 XAF
    🍜 Food & drinks40,000-70,000 XAF
    🚌 Transport25,000-45,000 XAF
    🎟️ Activities40,000-70,000 XAF

    ≈ $347-614 USD

    Luxury

    Premium hotels, fine dining, private transport

    395,000-740,000 XAF

    XAF/day

    🏨 Accommodation180,000-350,000 XAF
    🍜 Food & drinks80,000-140,000 XAF
    🚌 Transport55,000-100,000 XAF
    🎟️ Activities80,000-150,000 XAF

    ≈ $703-1,317 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Equatorial Guinea.

    Credit card acceptance

    Very Low

    Cash essential. Card acceptance extremely limited even at major hotels.

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    You'll need cash for

    • • Almost everything
    • • Hotels (often)
    • • Restaurants
    • • Transport
    • • Shopping
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    Cards usually accepted

    • • Very select international hotels
    • • Some oil company facilities

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    BGFI Bank4,000-6,000 XAF~7.00 USD10
    CCEI Bank4,000-6,000 XAF~7.00 USD8

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    BGFI Bank4,000-6,000 XAF~7.00 USD10
    CCEI Bank4,000-6,000 XAF~7.00 USD8

    🌐 ATM Alliance Benefits: If you bank with a member of these alliances, you may get reduced or waived ATM fees in Equatorial Guinea:

    Ecobank
    View all ATM alliances →

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