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    ATM Fee Guide
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    ATM Fees in Bangladesh

    Bangladeshi Taka (BDT) • Updated April 2026

    Bangladesh has a growing ATM network, primarily in Dhaka and major cities. Foreign card acceptance is limited - many ATMs only work with local cards. Cash is essential, especially outside Dhaka.

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    Tips for Bangladesh

    • • DBBL (Dutch-Bangla Bank) ATMs have best foreign card acceptance
    • • Standard Chartered and HSBC ATMs also work well
    • • Many local bank ATMs reject foreign cards
    • • Card acceptance in shops is very limited
    • • Bring USD to exchange as backup
    • • Check current political stability; strikes (hartals) can affect bank/ATM availability and hours
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    Airport tips

    • • Dhaka Airport has DBBL and Standard Chartered ATMs
    • • Currency exchange at airport has decent rates
    • • Airport CNG/taxis require cash
    • • Uber and Pathao available from airport
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    Don't forget your home bank fees

    The fees shown above are charged by local ATMs. Your home bank may also charge additional fees for international withdrawals (typically 1-3% + a flat fee). Check with your bank before traveling.

    Estimated daily expenses

    How much cash you might need per day in Bangladesh, per person.

    Your currency:

    Backpacker

    Hostels, street food, public transport

    2,600-5,400

    BDT/day

    🏨 Accommodation1,500-3,000
    🍜 Food & drinks500-1,000
    🚌 Transport300-600
    🎟️ Activities300-800

    ≈ $21.18-43.99 USD

    Mid-range

    Hotels, restaurants, mix of transport

    8,300-19,000

    BDT/day

    🏨 Accommodation5,000-12,000
    🍜 Food & drinks1,500-3,000
    🚌 Transport800-1,500
    🎟️ Activities1,000-2,500

    ≈ $67.62-155 USD

    Luxury

    Premium hotels, fine dining, private transport

    32,000-74,000

    BDT/day

    🏨 Accommodation20,000-50,000
    🍜 Food & drinks5,000-10,000
    🚌 Transport3,000-6,000
    🎟️ Activities4,000-8,000

    ≈ $261-603 USD

    Cash vs card acceptance

    Where you'll need cash and where cards work in Bangladesh.

    Credit card acceptance

    Low

    Bangladesh is predominantly cash-based. Card acceptance is limited to upscale hotels, some restaurants in Dhaka, and major supermarkets. Always carry sufficient cash.

    Regional differences

    • • Dhaka: Limited card acceptance in upscale areas
    • • Chittagong, Sylhet: Very limited
    • • Rural areas: Cash only
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    You'll need cash for

    • • Most restaurants and shops
    • • Rickshaws and local transport
    • • Markets and street food
    • • Most hotels outside luxury tier
    • • All services outside Dhaka
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    Cards usually accepted

    • • 5-star hotels
    • • Some upscale restaurants in Dhaka
    • • Large supermarkets (Shwapno, Agora)
    • • Some shopping malls

    💰 Cheapest banks for foreign cards

    These banks charge the lowest fees for withdrawals with foreign cards.

    BankATM FeeEst. CostBranches
    DBBL (Dutch-Bangla Bank)250 BDT~2.30 USD200
    Standard Chartered Bangladesh300-400 BDT~3.00 USD25
    HSBC Bangladesh300 BDT~2.75 USD15
    City Bank200 BDT~1.85 USD100
    BRAC BankN/AOften rejects foreign cards180

    📍 Most widely available ATMs

    Sorted by number of ATM locations. More branches means easier access, but fees may be higher.

    BankATM FeeEst. CostBranches
    DBBL (Dutch-Bangla Bank)250 BDT~2.30 USD200
    BRAC BankN/AOften rejects foreign cards180
    City Bank200 BDT~1.85 USD100
    Standard Chartered Bangladesh300-400 BDT~3.00 USD25
    HSBC Bangladesh300 BDT~2.75 USD15

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